top of page
Image by Tierra Mallorca

Find Out How Much Home You Can Afford!

Know exactly what you can afford before you start searching for a home

Ready to Buy Your First Home or Next Home?

Buying a House

Do I qualify?

To determine if you qualify, lenders review your total monthly debt (proposed housing payment + regular monthly debt) as a percentage of your total gross monthly income. The acceptable percentage (DTI) will vary depending upon the specific loan program for which you apply.

✅ Fixed-Rate Mortgage
✅ Adjustable-Rates Mortgage (ARM)
✅ Conforming Loans
✅ Jumbo & Super Jumbo Loans
✅ FHA, VA & USDA Loans
✅ Terms from 5 to 30 Years

Mortgage Home Purchase Loans without the Hassle!

Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get a favorable rate doesn’t have to be stressful!

We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with a pre-qualification letter request.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you, whether you’re a first-time homebuyer or a repeat buyer.


The Home Purchase Loan Process

✅ Receive options based on your unique criteria and scenario
✅ Compare mortgage interest rates and terms
✅ Choose the offer that best fits your needs

Desirae Byars

Desirae Byars

Loan Originator




  • Facebook
  • Instagram
bottom of page